INSEAL ADVISORY · SERVICE

Working Capital Reclaim

Five working capital levers most CFOs leave on the table. The median $30M business has $1.4M of cash trapped in receivables and inventory it could free without growing revenue. Working Capital Reclaim is a 6-week diagnostic and a 12-week execution. Success-fee structured.

Start with clarity before action.

Cash is trapped in plain sight.

Days Sales Outstanding above 50. Cash conversion cycle above 90 days. Inventory turns degrading quietly. Deposit and billing terms set ten years ago. Each one alone is small. Together they trap five to fifteen percent of revenue in working capital — cash that should be earning instead of waiting.

A diagnostic that maps every dollar trapped — and an execution sprint that releases it.

Diagnostic
Receivables aging diagnostic
Customer-by-customer DSO analysis
Inventory turn diagnostic
Billing/deposit/contract terms review
Execution
Cash conversion cycle map
Working capital control points
Cash freed: target + path
Operating-team execution playbook

Engagement Structure

Duration
6-week diagnostic + 12-week execution sprint
Structured engagement from assessment through implementation
Cadence
Weekly executive working session
Embedded with the operating team throughout execution

This is for businesses where the cash is in plain sight — and trapped.

Project-based or inventory-heavy businesses, $5M–$100M revenue
DSO above 50 OR cash conversion cycle above 90 days
Trigger event: bank tightening covenants, sponsor or owner wanting cash released, lender requesting working capital improvement

Cash, on the balance sheet.

Most engagements release 5 to 15% of revenue inside six months — without growing revenue, without raising debt, without restructuring. The operating team retains the playbook so the gain compounds in subsequent quarters.

A Deliberate Conversation

Most relationships begin with a 30-minute diagnostic call — not a proposal. If your cash conversion cycle is past 90 days, we can talk.